With so many UK credit cards to choose from, finding the right one can be difficult. This site provides an overview of some of the best credit card deals currently available.
In truth, of course, it's maybe best to forget the idea that there is one credit card that towers over every other and represents the ultimate deal for all of us. No such holy grail exists and in fact there's really no such thing as a one-size-fits-all credit card. This isn't to say that there are no good deals out there; it's just that it's more a case of selecting the right card for your specific needs.
Whether you're looking for 0% credit cards with an introductory interest free period for balance transfers or purchases or a card that offers a long term low interest rate or have been refused in the past due to a bad credit history, you're sure to find a credit card that matches your circumstances and requirements.
0% Credit Cards for Purchases The number of 0% credit card offers has remained pretty constant despite the financial downturn. There are still plenty of these deals available as lenders fight harder for those elite customers with good credit histories. Visit this section to see which credit cards offer newcomers an introductory 0% APR for purchases.
With the credit crunch, many card providers have reined in their criteria and are more particular about who they will lend to. Introductory offers are now more tightly controlled after providers discovered so called 'rate tarts' were repeatedly moving to new providers once benefit periods ended. There are still some good 0% credit card deals around, but watch out for balance transfer fees.
Credit Cards for Bad Credit If you have a bad credit history, CCJs, defaults, poor credit rating, or have experienced other credit problems, there are some credit card issuers that offer you a chance to rebuild your credit rating whilst enjoying the convenience of using a credit card with sensible rates of interest.