Apply now for the American Express Nectar Credit Card and start earning Nectar points on everything you spend.

By using the credit card and Nectar loyalty card together, you will receive up to 4 Nectar points for each £1 spent at participating Nectar sponsors. That's 2 points from the Nectar sponsor and 2 points for using the credit card - for every £1 spent. You'll also earn Nectar points on every day purchases wherever you can use the credit card - at a rate of up to 1 point per £1 spent.

If approved, you will automatically receive 5,000 bonus Nectar points when you spend £200 and double Nectar points for the first 3 months.

The American Express Platinum card offers a competitive APR and up to 5% cashback.

The annual rebate is calculated on the aggregate amount of all transactions and is payable at the following rates:

0.5% for aggregate amounts up to £3,000;
1% for aggregate amounts from £3,001 to £7,500;
2% for aggregate amounts in excess of £7,501

A rebate of 5% is currently payable on all transactions made in the first 3 months with up to £200 money back. After that, you'll earn up to 1.5% back on the total amount you spend, so there's no limit to what you can earn.

Applicants must be aged 18 or over, UK resident and have a regular source of income of over £20,000.