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American Express Platinum Cashback

The American Express Platinum Cashback card offers a competitive APR and up to 5% cashback.

The annual rebate is calculated on the aggregate amount of all transactions. A rebate of 5% is currently payable on all transactions made in the first 3 months with up to £100 money back. After that, you'll earn up to 1.25% back on the total amount you spend, so there's no limit to what you can earn.

Applicants must be aged 18 or over, UK resident and have a regular source of income of over £20,000.

Intro Rate For Purchases: 19.9%
Intro Rate For Balance Transfers: -
Typical APR (variable): 19.9%
Cashback: Up to 5%
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British Airways American Express

A dream holiday could be just around the corner, or down the supermarket aisle. With 1 BA Mile for virtually every £1 you spend, your weekly shopping could mean that your next holiday is closer than you think.

Take-off even faster by collecting 1,000 bonus BA Miles when you spend £500 in your first 3 months of Cardmembership. Redeem your BA Miles on a British Airways Flight and, if you've spent £20,000 on your card within a period of 12 months, you'll get another ticket for a companion for the same flight.

Applicants must be aged 18 or older, UK resident and earning at least £30,000 a year.

Intro Rate For Purchases: 19.9%
Intro Rate For Balance Transfers: -
Typical APR (variable): 19.9%
Cashback: -
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Express Rewards

With the new Express Rewards Credit Card, you earn more points in the places you use your card the most. Earn up to 3 points for every £1 spent at major UK supermarkets, 2 points for every £1 at UK department stores and 1 point for every £1 elsewhere.

Once you reach 5,000 points, you can exchange them for a £25 gift voucher from a selection of favourite high street and online stores including Marks & Spencer, Amazon, Boots, HMV, House of Fraser, Comet, Homebase, iTunes, Molton Brown, Waterstones, Harrods, Tiffany & Co and Net-A-Porter.com.

There is no annual fee and you’ll also receive 6,000 bonus points (worth £30) when you spend £500 in the first 3 months.

Intro Rate For Purchases: 0% for 6 months
Intro Rate For Balance Transfers: 17.9%
Typical APR (variable): 17.9%
Cashback: Earn up to 3 points for every £1 spent at major UK supermarkets, 2 points for every £1 at UK department stores and 1 point for every £1 elsewhere. Exchange points for gift vouchers at favourite high street stores and online retailers
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