Credit Card Balance Transfer Deals

The table below provides a comparison for credit card balance transfer rates for selected UK credit cards.

A credit card balance transfer is when you move a debt from an existing credit card onto another credit card with a lower or zero interest rate. This is usually offered to attract new customers and lasts for a specified period of time, after which the interest rate reverts to the standard rate.

1st 4 Credit Cards - Search Results

Credit Card	Intro Rate For Balance Transfers	Intro Rate For Purchases	Typical APR (variable)
Capital One Balance Transfer & Purchase	0% until November 2009 (3% fee)	0% until November 2008	15.9%	Apply / Details
Capital One Platinum	0% until October 2009 (3% fee)	0% until October 2009	12.9%	Apply / Details
Virgin	0% for 15 months (2.98% fee)	0% for 3 months	15.9%	Apply / Details
Egg	0% for up to 15 months (3% fee)	0% for 3 months	16.9%	Apply / Details
Barclaycard Platinum	0% for 14 months (2.9% fee)	0% for 3 months	14.9%	Apply / Details
Lloyds TSB Platinum	0% for 14 months (3% fee)	0% for 3 months	15.9%	Apply / Details
MBNA Platinum Plus	0% until August 2009 (2.9% fee)	0% until October 2008	15.9%	Apply / Details
NatWest	0% for 13 months (2.9% fee - min £5)	0% for 6 months	15.9%	Apply / Details
Royal Bank of Scotland	0% for 13 months (2.9% fee - min £5)	0% for 6 months	15.9%	Apply / Details
HSBC Bank	0% for 13 months (2.5% fee - min £5)	0% for 3 months	16.9%	Apply / Details
Barclaycard Breathe	0% for 12 months (2.5% fee)	14.9%	14.9%	Apply / Details
Barclaycard Platinum with cashback	0% for 12 months (2.5% fee)	14.9%	14.9%	Apply / Details
WWF Charity	0% for 12 months (3% fee)	0% for 3 months	15.9%	Apply / Details
MBNA Football Association	0% for 12 months (3% fee)	0% for 3 months	15.9%	Apply / Details
Breakthrough Breast Cancer Charity	0% for 12 months (3% fee)	0% for 3 months	15.9%	Apply / Details
Sony Card	0% for 12 months (3% fee)	0% for 3 months	15.9%	Apply / Details
National Trust Charity	0% for 12 months (3% fee)	0% for 3 months	15.9%	Apply / Details
MBNA RSPCA Charity Card	0% for 12 months (3% fee - min £3)	0% for 3 months	15.9%	Apply / Details
MBNA Premiership Football	0% for 12 months (3% fee)	0% for 3 months	15.9%	Apply / Details
Post Office 2 in 1	0% for 10 months (2.75% fee)	0% for 3 months	15.9%	Apply / Details
Halifax	0% for 10 months (3% fee)	0% for 10 months	15.9%	Apply / Details
AA Credit Card	0% for 9 months (2.9% fee - min £3)	0% for 6 months	15.9%	Apply / Details
Amazon	0% for 9 months (3% fee- min £3)	0% for 6 months	15.9%	Apply / Details
Co-operative Bank Think	7% for 6 months (no fee)	12.9%	12.9%	Apply / Details
GM Card	0% for 5 months (2% fee - min £5)	0% for 5 months	14.9%	Apply / Details
Capital One Low Rate	8.5% (no fee)	8.5%	8.5%	Apply / Details
Barclaycard OnePulse	14.9% (2.5% fee)	0% for 6 months	14.9%	Apply / Details
American Express Nectar	-	15.9%	15.9%	Apply / Details
Capital One Low Rate Balance Transfer	5.5% (3% fee)	0% until January 2009	15.9%	Apply / Details
American Express Platinum MoneyBack	-	18.9%	18.9%	Apply / Details
Aqua	-	35.9%	35.9%	Apply / Details
Vanquis Visa	-	39.9%	39.9%	Apply / Details