Best Credit Card Deals

The table below is a summary of some of the best credit card deals available to new card customers.

Some card issuers offer an introductory interest free period for balance transfers and purchases, while others offer a lower long term APR.

Which card?
If you currently have a debt on your current card you should consider switching the balance to a card charging 0 per cent on balances for an introductory period and aim to clear what you owe within that time.

If you're unlikely to clear your balance within the 6 to 12 month introductory period, you might want to consider a card which offers a life of balance rate.

If you pay off your balance each month, the interest rate will be irrelevant as you won't be charged interest for your spending, so consider a card offering the best cashback rewards.

Credit Card	Intro Rate For Balance Transfers	Intro Rate For Purchases	Typical APR (variable)
Halifax All In One	0% for 9 months (Fee: 3% - min £3)	0% for 9 months	15.9%
MBNA Platinum Plus	0% until July 2010 (Fee: 2.9% )	0% until September 2009	15.9%
Virgin	0% for 16 months (Fee: 2.98%)	0% for 3 months	16.6%
HSBC Bank This product is only available to existing HSBC customers	0% for 15 months (Fee: 2.9% fee - min £5)	0% for 3 months	16.9%
Royal Bank of Scotland	16.9% (Fee: no fee)	4.9% for 9 months	16.9%