Interest Free 0% Intro Deals

UK credit card issuers are becoming more competitive in their quest for your business by offering introductory 0% interest free periods in order to tempt you to transfer your balance on an existing card.

A number of cards now offer newcomers a period of zero interest on balances carried over from other cards and some offer 0% introductory rates for purchases.

If you have an outstanding balance you could benefit from moving your debt to a card with a 0% introductory rate.

If you want to use the card at the same time as transferring an old balance to it, then apply for a card that offers the same introductory rate for both balance transfers and new purchases.

Most of the interest free periods are for six months, but long term borrowers with a reasonable credit history can avoid higher interest rates when the intro period expires by switching the outstanding debt to another 0% card.

By choosing the right card, you can benefit from the convenience of buying goods and services with a credit card, without incurring any interest charges for six months or more.

If your credit card has reached or is near to the limit, why not pay back the balance over the next six months interest free!

Credit Card	Intro Rate For Balance Transfers	Intro Rate For Purchases	Typical APR (variable)
Halifax All In One	0% for 10 months (Fee: 3% - min £3)	0% for 10 months	15.9%
Bank of Scotland All In One	0% for 10 months (Fee: 3% - min £3)	0% for 10 months	15.9%
Lloyds TSB Platinum	0% for 12 months (Fee: 3% )	0% for 3 months	15.9%
Lloyds TSB Airmiles Duo Credit Card Account Get two free flights with the Lloyds TSB Airmiles Duo Credit Card Account	0% for 6 months (Fee: 3%)	15.9%	15.9%
Virgin	0% for 14 months (Fee: 2.98%)	0% for 3 months	16.6%
MBNA Rewards	0% for 13 months (Fee: 2.9% - min £3)	0% for 3 months	16.9%
MBNA Platinum Plus	0% for 13 months (Fee: 2.9% )	0% for 3 months	16.9%
NatWest Platinum 1% off the APR for Advantage Gold customers	0% for 16 months (Fee: 2.9% - min £5)	0% for 3 months	16.9%
Barclaycard Platinum	0% for 16 months (Fee: 2.9% )	0% for 3 months	16.9%
RBS Platinum 1% off the APR for Royalties Gold customers	0% for 16 months (Fee: 2.9% - min £5)	0% for 3 months	16.9%
HSBC Bank This product is only available to existing HSBC customers	0% for 15 months (Fee: 2.9% fee - min £5)	0% for 3 months	16.9%
Express Rewards Spend £500 in the first 3 months and receive 6,000 bonus points	17.9% (Fee: 3%)	0% for 6 months	17.9%
Egg	0% until October 2011 (Fee: 3% )	0% until November 2010	17.9%
AA Credit Card Collect AA Rewards Points and exchange them for a range of motoring products and services	0% for 12 months (Fee: 3% - min £3)	0% for 9 months	18.9%
Virgin Purchases	0% for 12 months (Fee: 2.98%)	0% for 12 months	18.9%